In recent years, as laptop ownership has become more and more mainstream, some people have gone towards purchasing computer insurance to protect their technological investment.
As for me, I've never been tempted to purchase such insurance as the factory warranty is sufficient for me, and I have the ability to open up the laptop or desktop computer and fix myself. When doing so, there's the cost and time factor... does computer insurance ultimately make life easier?
I think it ultimately comes down to the technological ability of the computer owner. If you don't know much, you're better off having a professional service/insurance take care of it. If you are very knowledgeable, it could be more convenient and safe to do it yourself.
What are your thoughts on this?
